Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Q&A - in .pdf

  • Ok-Life-Accident-and-Health-or-Sickness-Producer pdf
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 01, 2025
  • Q & A: 157 Questions and Answers
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  • Updated: Sep 01, 2025
  • Q & A: 157 Questions and Answers
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  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
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Ok-Life-Accident-and-Health-or-Sickness-Producer Practice Dumps

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Many Universal Life Policies will permit a partial surrender of cash value. The surrender amount would

A) not need to be repaid.
B) have to be repaid.
C) increase the cash value.
D) increase the face amount.


2. Which of the following is a core benefit of Medicare supplemental insurance?

A) First 3 pints of blood each year.
B) Preventive care.
C) Basic drugs limit of $1,250.
D) At-home recovery.


3. A single contract for group medical insurance issued to an employer is known as

A) an employer policy.
B) a master policy.
C) a conglomerate policy.
D) a certificate policy.


4. When can an insurer cancel a Medicare supplement plan?

A) At the enrollment period.
B) On a date specified in the policy.
C) After nonpayment.
D) At any time.


5. An individual who is NOT acceptable by an insurer at standard rates because of health, habits, or occupation is called a

A) standard risk.
B) rating risk.
C) substandard risk.
D) preferred risk.


Solutions:

Question # 1
Answer: A
Question # 2
Answer: A
Question # 3
Answer: B
Question # 4
Answer: C
Question # 5
Answer: C

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