Insurance Licensing InsNV_Health02 Q&A - in .pdf

  • InsNV_Health02 pdf
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Aug 16, 2026
  • Q & A: 132 Questions and Answers
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  • Updated: Aug 16, 2026
  • Q & A: 132 Questions and Answers
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Insurance Licensing InsNV_Health02 Q&A - Testing Engine

  • InsNV_Health02 Testing Engine
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Aug 16, 2026
  • Q & A: 132 Questions and Answers
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InsNV_Health02 Practice Dumps

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health β€” General Knowledge~68%- Insurance Concepts and Underwriting
  • 1. Application and Underwriting
  • 2. Insurance Basics and Risk
  • 3. Premiums and Renewal
- Policy Provisions, Clauses & Riders
  • 1. Common Riders
  • 2. Other Provisions and Clauses
  • 3. Mandatory Uniform Provisions
  • 4. Optional Provisions
- Social Insurance / Government Plans
  • 1. Medicare (Parts A, B, C, D)
  • 2. Medicaid
  • 3. Social Security Disability Benefits
- Types of Health Insurance Policies
  • 1. Accidental Death & Dismemberment
  • 2. Long-Term Care (LTC) Insurance
  • 3. Medical Expense / Major Medical Insurance
  • 4. Group Health Insurance
  • 5. Medicare Supplement Policies
  • 6. Limited Benefit Plans
  • 7. Disability Income Insurance
Topic 2: Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Definitions and General Provisions
  • 2. Agent Licensing Requirements
  • 3. Insurance Commissioner Authority
  • 4. Insurance Guaranty Associations
  • 5. Marketing Practices and Unfair Trade
- Nevada Health-Specific Regulations
  • 1. Group and Credit Health Rules
  • 2. Advertising and Disclosure Rules
  • 3. Replacement and Free-Look Provisions

Insurance Licensing NV Accident and Health Sample Questions:

1. A group health insurance policy MUST include coverage for which of the following expenses?

A) Hospice
B) Over-the-counter dietary supplements
C) Adult vision
D) Adult dental


2. A long-term-care policy commonly becomes eligible to pay benefits when the insured is certified as chronically ill because the insured:

A) Is unemployed for 30 days
B) Cannot perform at least two activities of daily living without substantial assistance
C) Has missed one premium payment
D) Has reached age 65


3. A policy pays a stated dollar amount for each day an insured is confined to a hospital, regardless of the actual hospital bill. What type of coverage is this?

A) Disability buy-sell insurance
B) Major medical insurance
C) Comprehensive dental insurance
D) Hospital indemnity insurance


4. An employee's group life coverage terminates because employment ends. During the applicable conversion period, the former employee dies before applying for an individual policy. What protection does Nevada group-life law provide?

A) No benefit is payable because the employee did not submit an application.
B) Only any accumulated cash value is payable.
C) The employer must personally pay the former employee's beneficiary.
D) The amount that could have been converted is payable under the group policy.


5. Insurance for the primary purpose of repaying a loan in the event of disability is referred to as:

A) Loan Repayment policy
B) Credit Accident and Health policy
C) Guaranteed Asset Protection policy
D) Credit Life and Major Medical policy


Solutions:

Question # 1
Answer: A
Question # 2
Answer: B
Question # 3
Answer: D
Question # 4
Answer: D
Question # 5
Answer: B

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